Market outlook for Powys
Key indicators for buyers
The Powys market looks favourable for buyers. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £231,153 with a 25% deposit (£58k), a 2-year fixed mortgage at 3.97% costs around £912 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£912) are £296 more than renting (£616). However, buying requires an upfront deposit of £58k — it would take around 19 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
33, PENARRON DRIVE, KERRY SY16 4EA | Semi-detached | £238,000 | 26 Jan 2026 |
5, IRFON BRIDGE CLOSE LD2 3LD | Detached | £420,000 | 23 Jan 2026 |
7, PARK ROAD LD2 3AY | Semi-detached | £320,000 | 21 Jan 2026 |
4, VICTORIA PLACE LD3 9BH | Terraced | £140,000 | 20 Jan 2026 |
YSGUBOR, KENSINGTON LD3 9AY | Terraced | £232,500 | 19 Jan 2026 |
FORGE HOUSE, LLANFIHANGEL NANT BRAN LD3 9NA | Detached | £305,000 | 16 Jan 2026 |
OAKFIELD COTTAGE, GAOL ROAD SY15 6QR | Semi-detached |
Explore postcodes in Powys
19postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.