Key indicators for buyers
The Powys market looks favourable for buyers. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £231,153 with a 25% deposit (£58k), a 2-year fixed mortgage at 3.97% costs around £912 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£912) are £296 more than renting (£616). However, buying requires an upfront deposit of £58k — it would take around 19 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
33, PENARRON DRIVE, KERRY SY16 4EA | Semi-detached | £238,000 | 26 Jan 2026 |
5, IRFON BRIDGE CLOSE LD2 3LD | Detached | £420,000 | 23 Jan 2026 |
7, PARK ROAD LD2 3AY | Semi-detached | £320,000 | 21 Jan 2026 |
4, VICTORIA PLACE LD3 9BH | Terraced | £140,000 | 20 Jan 2026 |
YSGUBOR, KENSINGTON LD3 9AY | Terraced | £232,500 | 19 Jan 2026 |
FORGE HOUSE, LLANFIHANGEL NANT BRAN LD3 9NA | Detached | £305,000 | 16 Jan 2026 |
OAKFIELD COTTAGE, GAOL ROAD SY15 6QR | Semi-detached |
19postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Powys sells for £231,153, down slightly (0.2%) over the past year. Prices have grown from around £43k in the mid-1990s.
| £215,000 |
| 16 Jan 2026 |
4, MAYFIELD TERRACE SY16 1HQ | Detached | £163,000 | 16 Jan 2026 |
10, BRYNTEG LD1 5HB | Terraced | £160,000 | 16 Jan 2026 |
5, CAE NANT, NEWBRIDGE ON WYE LD1 6LQ | Detached | £295,000 | 16 Jan 2026 |
11, PARC HAFOD, FOUR CROSSES SY22 6NZ | Detached | £205,000 | 15 Jan 2026 |
2, BONTFAEN, FORGE SY20 8RN | Terraced | £100,000 | 15 Jan 2026 |
TYLE COTTAGE, BWLCH LD3 7SJ | Detached | £480,000 | 13 Jan 2026 |
17, CAE HAIDD SY22 6FA | Semi-detached | £205,000 | 12 Jan 2026 |
8, NORTON STREET LD7 1ET | Terraced | £129,950 | 12 Jan 2026 |
25, MOUNT PLEASANT, MIDDLETOWN SY21 8DH | Semi-detached | £210,000 | 12 Jan 2026 |
1, NYTH Y WIWER, CEFNLLYS LANE LD1 5LD | Detached | £450,000 | 9 Jan 2026 |
ROSE VILLA BARN, BWLCH Y SARNAU LD6 5ND | Semi-detached | £270,000 | 9 Jan 2026 |
GREENACRES, TAN Y FFRIDD, LLANGYNIEW SY21 0LT | Other | £750,000 | 9 Jan 2026 |
14, GLANNANT TERRACE, YSTRADGYNLAIS SA9 1BD | Semi-detached | £97,500 | 9 Jan 2026 |
The most recent recorded sale in Powys was a semi-detached property on Penarron Drive for £238,000 in January 2026. Across the last 20 sales, the median price was £232,500.