Market outlook for LD3
Key indicators for buyers
The LD3 market is moderately favourable for buyers. Prices have softened (-4.7%), which could present a buying opportunity. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Powys area
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Powys area
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £307,083 with a 25% deposit (£77k), a 2-year fixed mortgage at 3.97% costs around £1,212 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses LD3 avg. price with Powys rental data
Monthly mortgage payments (£1,212) are £596 more than renting (£616). However, buying requires an upfront deposit of £77k — it would take around 49 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
4, VICTORIA PLACE LD3 9BH | Terraced | £140,000 | 20 Jan 2026 |
YSGUBOR, KENSINGTON LD3 9AY | Terraced | £232,500 | 19 Jan 2026 |
FORGE HOUSE, LLANFIHANGEL NANT BRAN LD3 9NA | Detached | £305,000 | 16 Jan 2026 |
TYLE COTTAGE, BWLCH LD3 7SJ | Detached | £480,000 | 13 Jan 2026 |
CARPENTERS COTTAGE, TRECASTLE LD3 8UH | Detached | £285,000 | 9 Jan 2026 |
WHITE HOUSE HOTEL, SENNYBRIDGE LD3 8RP | Detached | £400,000 | 5 Jan 2026 |
21, CORYTON CLOSE LD3 9HW | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.