Market outlook for LD7
Key indicators for buyers
The LD7 market is moderately favourable for buyers. Prices have softened (-56.0%), which could present a buying opportunity. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Powys area
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Powys area
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £129,950 with a 25% deposit (£32k), a 2-year fixed mortgage at 3.97% costs around £513 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses LD7 avg. price with Powys rental data
Monthly mortgage payments (£513) are £103 less than renting (£616). However, buying requires an upfront deposit of £32k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
8, NORTON STREET LD7 1ET | Terraced | £129,950 | 12 Jan 2026 |
CEFNCOCH, HEYOPE LD7 1PU | Other | £1,300,000 | 19 Dec 2025 |
FLAT 1, CHURCH VIEW, ST EDWARDS CLOSE LD7 1AJ | Flat/Maisonette | £58,000 | 19 Dec 2025 |
83, RADNOR DRIVE LD7 1HN | Terraced | £110,000 | 17 Dec 2025 |
5, LORDS LAND, WHITTON LD7 1NJ | Detached | £245,000 | 15 Dec 2025 |
TILED HOUSE, RHOS Y MEIRCH LD7 1NG | Detached | £655,000 | 5 Dec 2025 |
TREBODIER, BEGUILDY LD7 1YU | Other |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.