Market outlook for LD1
Key indicators for buyers
The LD1 market is moderately favourable for buyers. Prices are rising at 15.1%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Powys area
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Powys area
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £301,667 with a 25% deposit (£75k), a 2-year fixed mortgage at 3.97% costs around £1,190 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses LD1 avg. price with Powys rental data
Monthly mortgage payments (£1,190) are £574 more than renting (£616). However, buying requires an upfront deposit of £75k — it would take around 45 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
10, BRYNTEG LD1 5HB | Terraced | £160,000 | 16 Jan 2026 |
5, CAE NANT, NEWBRIDGE ON WYE LD1 6LQ | Detached | £295,000 | 16 Jan 2026 |
1, NYTH Y WIWER, CEFNLLYS LANE LD1 5LD | Detached | £450,000 | 9 Jan 2026 |
GLENMONNOW, TREMONT ROAD LD1 5BH | Semi-detached | £183,500 | 19 Dec 2025 |
MIDDLE HOUSE, PENYBONT LD1 5TY | Semi-detached | £145,500 | 19 Dec 2025 |
43, DOLYDD PENTROSFA LD1 5NZ | Detached | £248,000 | 18 Dec 2025 |
LORIAN, ITHON ROAD LD1 6AS | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.