Market outlook for SY22
Key indicators for buyers
The SY22 market is moderately favourable for buyers. Prices have softened (-30.2%), which could present a buying opportunity. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Powys area
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Powys area
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £191,333 with a 25% deposit (£48k), a 2-year fixed mortgage at 3.97% costs around £755 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SY22 avg. price with Powys rental data
Monthly mortgage payments (£755) are £139 more than renting (£616). However, buying requires an upfront deposit of £48k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
11, PARC HAFOD, FOUR CROSSES SY22 6NZ | Detached | £205,000 | 15 Jan 2026 |
9, HERITAGE WAY SY22 6LL | Terraced | £164,000 | 12 Jan 2026 |
17, CAE HAIDD SY22 6FA | Semi-detached | £205,000 | 12 Jan 2026 |
YSGUBOR YSTLUMOD SY22 6DN | Detached | £350,000 | 23 Dec 2025 |
2, DUDLEY HOUSE SY22 6BX | Terraced | £175,000 | 19 Dec 2025 |
PEN-Y-GRAIG SY22 6BS | Detached | £475,000 | 18 Dec 2025 |
137, HERITAGE WAY SY22 6LN | Terraced | £176,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.