Market outlook for SY19
Key indicators for buyers
The SY19 market is moderately favourable for buyers. Prices are rising at 16.8%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.7x in 2007 to 7.9x today. Rising rents (£616/mo, +10.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2025averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Powys area
A home in Powys costs 7.9x the local median salary — moderate, improving from a peak of 8.7x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Powys area
Average monthly rent in Powys is £616, up 10.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Powys price of £329,437 with a 25% deposit (£82k), a 2-year fixed mortgage at 3.97% costs around £1,300 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SY19 avg. price with Powys rental data
Monthly mortgage payments (£1,300) are £684 more than renting (£616). However, buying requires an upfront deposit of £82k — it would take around 71 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
HAFOD OWEN, DOLFACH SY19 7AF | Detached | £242,000 | 18 Dec 2025 |
1, PENDDOL SY19 7AD | Semi-detached | £173,000 | 18 Dec 2025 |
DRWSYCWM SY19 7DL | Detached | £285,000 | 22 Sept 2025 |
AELYBRYN, LLAN SY19 7DW | Detached | £280,000 | 25 Jul 2025 |
CHAPEL CROSSING, DOLFACH SY19 7AF | Detached | £209,999 | 14 Jul 2025 |
3, MAES Y DDERWEN SY19 7DQ | Detached | £276,250 | 11 Jul 2025 |
SAW MILL STUDIO, PENNANT SY19 7BL | Detached | £103,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.