Kingston upon Thames

A home in Kingston upon Thames costs 12.7x the local median salary — very stretched, improving from a peak of 15.8x in 2018.

Average monthly rent in Kingston upon Thames is £1,811, down 1.2% year-on-year. Rents have risen consistently over the past five years.

Based on the average Kingston upon Thames price of £591,555 with a 25% deposit (£148k), a 2-year fixed mortgage at 4.92% costs around £2,573 per month.

Monthly mortgage payments (£2,573) are £762 more than renting (£1,811). However, buying requires an upfront deposit of £148k — it would take around 16 years to recoup that cost compared to renting and investing the difference.