Property Data OutlookKensington and Chelsea
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Kensington and Chelsea
Key indicators for buyers
The Kensington and Chelsea market is moderately favourable for buyers. Prices have softened (-10.8%), which could present a buying opportunity. Affordability has improved from a peak of 44.0x in 2018 to 25.2x today.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Kensington and Chelsea costs 25.2x the local median salary — very stretched, improving from a peak of 44.0x in 2018.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Kensington and Chelsea is £3,628, down 0.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kensington and Chelsea price of £1,198,295 with a 25% deposit (£300k), a 2-year fixed mortgage at 3.97% costs around £4,729 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£4,729) are £1,101 more than renting (£3,628). However, buying requires an upfront deposit of £300k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
94, BARLBY ROAD W10 6AP | Flat/Maisonette | £650,000 | 23 Jan 2026 |
2, THE LITTLE BOLTONS SW10 9LP | Semi-detached | £20,250,000 | 23 Jan 2026 |
459, CHELSEA CLOISTERS, SLOANE AVENUE SW3 3EQ | Flat/Maisonette | £220,000 | 23 Jan 2026 |
FLAT 8, ELIZABETH COURT, 47, MILMANS STREET SW10 0DA | Flat/Maisonette | £415,000 | 20 Jan 2026 |
FLAT 5, 21 - 23, CRANLEY GARDENS SW7 3BD | Flat/Maisonette | £1,530,000 | 19 Jan 2026 |
BASEMENT AND GROUND FLOOR MAISONETTE, 67, ST QUINTIN AVENUE W10 6NZ | Flat/Maisonette | £2,385,000 | 19 Jan 2026 |
BASEMENT FLAT, 59, SLOANE GARDENS |
Explore postcodes in Kensington and Chelsea
8postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.