Property Data OutlookKensington and Chelsea
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Kensington and Chelsea
Key indicators for buyers
The Kensington and Chelsea market is moderately favourable for buyers. Prices have softened (-11.2%), which could present a buying opportunity. Affordability has improved from a peak of 44.0x in 2018 to 25.2x today.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Kensington and Chelsea costs 25.2x the local median salary — very stretched, improving from a peak of 44.0x in 2018.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Kensington and Chelsea is £3,599, down 1.1% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kensington and Chelsea price of £1,225,499 with a 25% deposit (£306k), a 2-year fixed mortgage at 4.45% costs around £5,083 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£5,083) are £1,484 more than renting (£3,599). However, buying requires an upfront deposit of £306k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 51, PRINCES HOUSE, 52, KENSINGTON PARK ROAD W11 3BN | Flat/Maisonette | £600,000 | 25 Mar 2026 |
GROUND FLOOR FLAT (EAST), 92, CAMBRIDGE GARDENS W10 6HS | Flat/Maisonette | £535,000 | 23 Mar 2026 |
FLAT 2, GROVE HOUSE, CHELSEA MANOR STREET SW3 5QB | Flat/Maisonette | £670,000 | 23 Mar 2026 |
6, OAKWOOD COURT W14 8JU | Flat/Maisonette | £3,467,500 | 20 Mar 2026 |
FLAT D, 22A, ST ANNS VILLAS W11 4RS | Flat/Maisonette | £650,000 | 20 Mar 2026 |
22, CADOGAN PLACE SW1X 9SA | Other | £12,000,000 | 20 Mar 2026 |
FLAT C 1ST FLOOR, 105, FINBOROUGH ROAD |
Explore postcodes in Kensington and Chelsea
8postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.