Property Data OutlookSW1X
3,431 recorded transactions · Part of Kensington and Chelsea
Compare with another area →Market outlook for SW1X
Key indicators for buyers
The SW1X market presents a mixed picture for buyers. Prices are rising at 280.8%, which may favour acting sooner rather than later. Affordability has improved from a peak of 44.0x in 2018 to 25.2x today.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Kensington and Chelsea area
A home in Kensington and Chelsea costs 25.2x the local median salary — very stretched, improving from a peak of 44.0x in 2018.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Kensington and Chelsea area
Average monthly rent in Kensington and Chelsea is £3,599, down 1.1% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Kensington and Chelsea price of £11,838,333 with a 25% deposit (£3.0M), a 2-year fixed mortgage at 4.45% costs around £49,099 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SW1X avg. price with Kensington and Chelsea rental data
Monthly mortgage payments (£49,099) are £45,500 more than renting (£3,599). However, buying requires an upfront deposit of £3.0M — it would take around 246632 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
22, CADOGAN PLACE SW1X 9SA | Other | £12,000,000 | 20 Mar 2026 |
22, HEADFORT PLACE SW1X 7RY | Other | £650,000 | 12 Mar 2026 |
FLAT 23, DENBIGH HOUSE, 8 - 13, HANS PLACE SW1X 0EX | Other | £99,999 | 19 Feb 2026 |
12, HERBERT CRESCENT SW1X 0HB | Terraced | £9,400,000 | 18 Feb 2026 |
35, BELGRAVE SQUARE SW1X 8QB | Other | £35,000,000 | 30 Jan 2026 |
40, WILTON CRESCENT SW1X 8RX | Terraced | £13,880,000 | 13 Jan 2026 |
19, CHAPEL STREET SW1X 7BY | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.