Waverley

Data from Land Registry, ONS, Bank of England

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Avg. price

£549,998

↓ -2.2% YoY

Affordability

13.29x

↓ price-to-earnings

Avg. rent

£1427/mo

↓ -2.8% YoY

Market outlook for Waverley

Key indicators for buyers

Prices easing-2.2% YoYPotential buying opportunity

Very stretched13.3xImproving from 18.2x in 2021

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents stable-2.8% YoYCurrently £1,427/mo

The Waverley market is moderately favourable for buyers. Prices have softened (-2.2%), which could present a buying opportunity. Affordability has improved from a peak of 18.2x in 2021 to 13.3x today.

Price trends

Average sale prices · HM Land Registry / UK HPI

£549,998

↓ -2.2% YoY

Affordability ratio

House price ÷ median earnings · ONS data

13.29x

price-to-earnings

A home in Waverley costs 13.3x the local median salary — very stretched, improving from a peak of 18.2x in 2021.

Rental trends

Average monthly rent · ONS Private Rental Index

£1427/mo

↓ -2.8% YoY

Average monthly rent in Waverley is £1,427, down 2.8% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£2,170

per month at 3.97%

LTV

Term

Deposit (25%)

£138k

Stamp duty

£15k

Based on the average Waverley price of £549,998 with a 25% deposit (£138k), a 2-year fixed mortgage at 3.97% costs around £2,170 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£1,427

per month

0% equity built

Buying (mortgage)

£2,170

per month

£743 more than renting

Breakeven

20yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£2,170) are £743 more than renting (£1,427). However, buying requires an upfront deposit of £138k — it would take around 20 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
16, PADFOOT ROAD GU7 2FQ	Semi-detached	£455,000	29 Jan 2026
4, GLENWOOD, NUTSHELL LANE, UPPER HALE GU9 0FE	Detached	£705,000	27 Jan 2026
34, KINGS ROAD GU7 3ET	Terraced	£450,500	23 Jan 2026
FLAT 1, 12, CROFT ROAD GU7 1BY	Flat/Maisonette	£395,000	23 Jan 2026
27, ST GEORGES ROAD GU9 8NA	Semi-detached	£750,000	23 Jan 2026
THE SLOPES, CHARTERHOUSE ROAD GU7 2AW	Detached	£920,000	23 Jan 2026
31, OCKFIELDS, MILFORD GU8 5JT	Semi-detached

Explore postcodes in Waverley

8postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions