Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The Liverpool market looks favourable for buyers. Prices are rising at 6.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £181,665 with a 25% deposit (£45k), a 2-year fixed mortgage at 3.97% costs around £717 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£717) are £171 less than renting (£888). However, buying requires an upfront deposit of £45k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 59, 44, PALL MALL L3 6EL | Flat/Maisonette | £143,500 | 26 Jan 2026 |
78, SOUTH STATION ROAD L25 3QQ | Semi-detached | £310,000 | 23 Jan 2026 |
3, DUNDALE ROAD L13 5TP | Terraced | £175,000 | 23 Jan 2026 |
33, QUEENS DRIVE, WEST DERBY L13 0AA | Terraced | £212,500 | 23 Jan 2026 |
103, BLANTYRE ROAD L15 3HT | Terraced | £197,500 | 23 Jan 2026 |
69, ST DOMINGO GROVE L5 6RP | Semi-detached | £102,000 | 23 Jan 2026 |
72, ALBERT EDWARD ROAD L7 8RZ | Terraced |
24postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Liverpool sells for £181,665, up 6.5% over the past year. Prices have grown from around £34k in the mid-1990s.
| £200,000 |
| 23 Jan 2026 |
8, THINGWALL LANE L14 7NX | Semi-detached | £425,000 | 23 Jan 2026 |
1, HELSBY ROAD L9 4SH | Terraced | £210,000 | 23 Jan 2026 |
APARTMENT 123, THE ALBANY, 8, OLD HALL STREET L3 9EL | Flat/Maisonette | £175,000 | 22 Jan 2026 |
80, SCARISBRICK DRIVE L11 7DD | Semi-detached | £120,000 | 22 Jan 2026 |
1, ANCASTER ROAD L17 9QE | Semi-detached | £225,000 | 22 Jan 2026 |
7, HIGHFIELD SQUARE L13 3BL | Semi-detached | £261,250 | 21 Jan 2026 |
28, THORNYCROFT ROAD L15 0EW | Terraced | £135,000 | 21 Jan 2026 |
27, MOSS SIDE, KNOTTY ASH L14 0JS | Semi-detached | £195,000 | 20 Jan 2026 |
FLAT 9, 4, ALEXANDRA DRIVE L17 8TD | Flat/Maisonette | £136,000 | 20 Jan 2026 |
81, GLADEVILLE ROAD, MOSSLEY HILL L17 6DE | Terraced | £238,000 | 20 Jan 2026 |
16, ULSTER ROAD L13 5SS | Terraced | £110,000 | 20 Jan 2026 |
1, RUNDLE ROAD L17 0AG | Terraced | £315,000 | 20 Jan 2026 |
5B, MARSHGATE ROAD L12 0RR | Terraced | £165,000 | 20 Jan 2026 |
The most recent recorded sale in Liverpool was a flat/maisonette property on Pall Mall for £143,500 in January 2026. Across the last 20 sales, the median price was £197,500.