Market outlook for L7
Key indicators for buyers
The L7 market is moderately favourable for buyers. Prices are rising at 32.0%, which may favour acting sooner rather than later. Affordability has improved from a peak of 5.2x in 2007 to 4.7x today. Rising rents (£888/mo, +6.6%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Liverpool area
A home in Liverpool costs 4.7x the local median salary — relatively affordable, improving from a peak of 5.2x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Liverpool area
Average monthly rent in Liverpool is £888, up 6.6% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Liverpool price of £200,000 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £789 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses L7 avg. price with Liverpool rental data
Monthly mortgage payments (£789) are £99 less than renting (£888). However, buying requires an upfront deposit of £50k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
72, ALBERT EDWARD ROAD L7 8RZ | Terraced | £200,000 | 23 Jan 2026 |
2, WRENBURY STREET L7 2PU | Terraced | £162,000 | 19 Dec 2025 |
36, DOROTHY DRIVE L7 1PW | Semi-detached | £268,000 | 19 Dec 2025 |
93, CAMERON STREET L7 0EN | Terraced | £120,000 | 19 Dec 2025 |
59, WEBSTER ROAD L7 4LG | Terraced | £60,000 | 17 Dec 2025 |
39, NEEDHAM ROAD L7 0EE | Terraced | £120,000 | 17 Dec 2025 |
23, HARKBRIDGE DRIVE L7 6LR | Semi-detached | £200,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.