Property Data OutlookCarmarthenshire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Carmarthenshire
Key indicators for buyers
The Carmarthenshire market looks favourable for buyers. Affordability has improved from a peak of 6.5x in 2006 to 5.8x today. Rising rents (£664/mo, +4.9%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Carmarthenshire costs 5.8x the local median salary — moderate, improving from a peak of 6.5x in 2006.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Carmarthenshire is £664, up 4.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Carmarthenshire price of £195,754 with a 25% deposit (£49k), a 2-year fixed mortgage at 3.97% costs around £773 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£773) are £109 more than renting (£664). However, buying requires an upfront deposit of £49k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
2, CLOS YR YSGOL SA15 1NL | Detached | £243,000 | 30 Jan 2026 |
12, FIRTH ROAD SA15 1PH | Terraced | £139,995 | 23 Jan 2026 |
6, HEOL MORFA BRENIN, JOHNSTOWN SA31 3PA | Semi-detached | £280,000 | 23 Jan 2026 |
ARGETTY, THE LINKS, PEMBREY SA16 0HU | Detached | £400,000 | 23 Jan 2026 |
BRYNGLAS, LLANFALLTEG SA34 0UJ | Detached | £675,000 | 23 Jan 2026 |
37, PENLLWYNGWYN ROAD, BRYN SA14 9UF | Detached | £450,000 | 22 Jan 2026 |
ORDOLAU SA40 9QA | Semi-detached |
Explore postcodes in Carmarthenshire
14postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.