Property Data OutlookSA32
2,511 recorded transactions · Part of Carmarthenshire
Compare with another area →Market outlook for SA32
Key indicators for buyers
The SA32 market looks favourable for buyers. Prices have softened (-25.0%), which could present a buying opportunity. Affordability has improved from a peak of 6.5x in 2006 to 5.8x today. Rising rents (£664/mo, +4.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Carmarthenshire area
A home in Carmarthenshire costs 5.8x the local median salary — moderate, improving from a peak of 6.5x in 2006.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Carmarthenshire area
Average monthly rent in Carmarthenshire is £664, up 4.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Carmarthenshire price of £240,000 with a 25% deposit (£60k), a 2-year fixed mortgage at 3.97% costs around £947 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SA32 avg. price with Carmarthenshire rental data
Monthly mortgage payments (£947) are £283 more than renting (£664). However, buying requires an upfront deposit of £60k — it would take around 18 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
5, CWRT Y GLOCH, PENIEL SA32 7HW | Detached | £240,000 | 15 Jan 2026 |
21, WHITEMILL SA32 7EN | Detached | £225,000 | 17 Dec 2025 |
MORGANWG, PENIEL SA32 7HT | Detached | £385,000 | 16 Dec 2025 |
TAWELFAN, RHYDARGAEAU SA32 7DR | Detached | £385,000 | 16 Dec 2025 |
PARC-Y-BERLLAN, WHITEMILL SA32 7EW | Detached | £402,000 | 12 Dec 2025 |
GLASFRYN, NANTGAREDIG SA32 7LX | Semi-detached | £180,000 | 9 Dec 2025 |
MIDDLETON, PORTHYRHYD SA32 8PL | Other |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.