Property Data OutlookSA40
661 recorded transactions · Part of Carmarthenshire
Compare with another area →Market outlook for SA40
Key indicators for buyers
The SA40 market looks favourable for buyers. Prices have softened (-20.6%), which could present a buying opportunity. Affordability has improved from a peak of 6.5x in 2006 to 5.8x today. Rising rents (£664/mo, +4.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Carmarthenshire area
A home in Carmarthenshire costs 5.8x the local median salary — moderate, improving from a peak of 6.5x in 2006.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Carmarthenshire area
Average monthly rent in Carmarthenshire is £664, up 4.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Carmarthenshire price of £193,500 with a 25% deposit (£48k), a 2-year fixed mortgage at 3.97% costs around £764 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SA40 avg. price with Carmarthenshire rental data
Monthly mortgage payments (£764) are £100 more than renting (£664). However, buying requires an upfront deposit of £48k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
ORDOLAU SA40 9QA | Semi-detached | £170,000 | 22 Jan 2026 |
MORLAIS HOUSE SA40 9SP | Semi-detached | £217,000 | 15 Jan 2026 |
2, HEOL Y GORS, GORSGOCH SA40 9TG | Semi-detached | £197,000 | 17 Dec 2025 |
PENSARN, CWRTNEWYDD SA40 9YN | Detached | £430,000 | 11 Dec 2025 |
1, BRIDGE STREET SA40 9XY | Terraced | £180,000 | 9 Dec 2025 |
LLWYN SA40 9TX | Detached | £282,500 | 8 Dec 2025 |
7, BRO TEIFY, ALLTYBLACCA SA40 9SR | Semi-detached | £175,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.