Market outlook for YO32
Key indicators for buyers
The YO32 market is moderately favourable for buyers. Prices have softened (-17.1%), which could present a buying opportunity. Affordability has improved from a peak of 8.9x in 2022 to 7.8x today. Rising rents (£1,172/mo, +5.5%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider York area
A home in York costs 7.8x the local median salary — moderate, improving from a peak of 8.9x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider York area
Average monthly rent in York is £1,172, up 5.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average York price of £285,625 with a 25% deposit (£71k), a 2-year fixed mortgage at 3.97% costs around £1,127 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses YO32 avg. price with York rental data
Monthly mortgage payments (£1,127) are £45 less than renting (£1,172). However, buying requires an upfront deposit of £71k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9A, LEA WAY, HUNTINGTON YO32 9PE | Detached | £375,000 | 19 Jan 2026 |
16, CUMBRIAN AVENUE, STRENSALL YO32 5UU | Terraced | £227,500 | 19 Jan 2026 |
45, HAMBLETON WAY, HUNTINGTON YO32 9PJ | Semi-detached | £235,000 | 16 Jan 2026 |
8, PLANTATION WAY, WIGGINTON YO32 2ZE | Detached | £305,000 | 9 Jan 2026 |
12, SAXFORD WAY, WIGGINTON YO32 2PP | Terraced | £345,000 | 19 Dec 2025 |
11, WYRE COURT, HAXBY YO32 2ZB | Flat/Maisonette | £170,000 | 19 Dec 2025 |
14, RIVERSIDE WALK, STRENSALL YO32 5RZ |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.