Key indicators for buyers
The York market looks favourable for buyers. Affordability has improved from a peak of 8.9x in 2022 to 7.8x today. Rising rents (£1,172/mo, +5.5%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in York costs 7.8x the local median salary — moderate, improving from a peak of 8.9x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in York is £1,172, up 5.5% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average York price of £311,290 with a 25% deposit (£78k), a 2-year fixed mortgage at 3.97% costs around £1,228 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£1,228) are £56 more than renting (£1,172). However, buying requires an upfront deposit of £78k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9, LANCASTER WAY YO30 5ZA | Semi-detached | £380,000 | 26 Jan 2026 |
6, ST JOSEPHS COURT YO24 3FE | Flat/Maisonette | £159,000 | 23 Jan 2026 |
15, SWINTON CLOSE, RAWCLIFFE YO30 5NB | Terraced | £360,000 | 23 Jan 2026 |
1, LONG CLOSE LANE YO10 4UP | Flat/Maisonette | £163,000 | 22 Jan 2026 |
40, FAIRFAX STREET YO1 6EB | Terraced | £220,000 | 20 Jan 2026 |
16, CUMBRIAN AVENUE, STRENSALL YO32 5UU | Terraced | £227,500 | 19 Jan 2026 |
9A, LEA WAY, HUNTINGTON YO32 9PE | Detached |
13postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in York sells for £311,290, up slightly (2.0%) over the past year. Prices have grown from around £55k in the mid-1990s.
| £375,000 |
| 19 Jan 2026 |
60, HEWORTH VILLAGE YO31 1AL | Terraced | £540,000 | 19 Jan 2026 |
11, BAKER STREET YO30 7AY | Terraced | £217,000 | 16 Jan 2026 |
45, HAMBLETON WAY, HUNTINGTON YO32 9PJ | Semi-detached | £235,000 | 16 Jan 2026 |
91, BECKFIELD LANE, ACOMB YO26 5PW | Terraced | £475,000 | 16 Jan 2026 |
10, ALMSFORD DRIVE YO26 5NS | Semi-detached | £290,000 | 16 Jan 2026 |
73, THORPE STREET YO23 1NJ | Terraced | £535,000 | 16 Jan 2026 |
1, RIVER VIEW, FRONT STREET, NABURN YO19 4RR | Terraced | £330,000 | 16 Jan 2026 |
CLIFTON HOLME, OUSECLIFFE GARDENS YO30 6LX | Detached | £3,400,000 | 15 Jan 2026 |
17, BURNHOLME GROVE YO31 0LN | Semi-detached | £315,000 | 15 Jan 2026 |
9, MILL LANE YO31 7TF | Terraced | £557,000 | 15 Jan 2026 |
THE GABLES, MILL LANE, ACASTER MALBIS YO23 2UL | Detached | £915,000 | 14 Jan 2026 |
23, ALDBOROUGH WAY YO26 4UX | Terraced | £272,500 | 14 Jan 2026 |
FLAT 1, BOOTHAM HOUSE, BOOTHAM YO30 7BZ | Flat/Maisonette | £700,000 | 12 Jan 2026 |
The most recent recorded sale in York was a semi-detached property on Lancaster Way for £380,000 in January 2026. Across the last 20 sales, the median price was £360,000.