Market outlook for York
Key indicators for buyers
The York market looks favourable for buyers. Affordability has improved from a peak of 8.9x in 2022 to 7.8x today. Rising rents (£1,172/mo, +5.5%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in York costs 7.8x the local median salary — moderate, improving from a peak of 8.9x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in York is £1,172, up 5.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average York price of £311,290 with a 25% deposit (£78k), a 2-year fixed mortgage at 3.97% costs around £1,228 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,228) are £56 more than renting (£1,172). However, buying requires an upfront deposit of £78k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
9, LANCASTER WAY YO30 5ZA | Semi-detached | £380,000 | 26 Jan 2026 |
6, ST JOSEPHS COURT YO24 3FE | Flat/Maisonette | £159,000 | 23 Jan 2026 |
15, SWINTON CLOSE, RAWCLIFFE YO30 5NB | Terraced | £360,000 | 23 Jan 2026 |
1, LONG CLOSE LANE YO10 4UP | Flat/Maisonette | £163,000 | 22 Jan 2026 |
40, FAIRFAX STREET YO1 6EB | Terraced | £220,000 | 20 Jan 2026 |
16, CUMBRIAN AVENUE, STRENSALL YO32 5UU | Terraced | £227,500 | 19 Jan 2026 |
9A, LEA WAY, HUNTINGTON YO32 9PE | Detached |
Explore postcodes in York
13postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.