Market outlook for CV21
Key indicators for buyers
The CV21 market is moderately favourable for buyers. Affordability has improved from a peak of 8.7x in 2023 to 6.9x today. Rising rents (£1,023/mo, +5.7%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Rugby area
A home in Rugby costs 6.9x the local median salary — moderate, improving from a peak of 8.7x in 2023.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Rugby area
Average monthly rent in Rugby is £1,023, up 5.7% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Rugby price of £251,356 with a 25% deposit (£63k), a 2-year fixed mortgage at 3.97% costs around £992 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CV21 avg. price with Rugby rental data
Monthly mortgage payments (£992) are £31 less than renting (£1,023). However, buying requires an upfront deposit of £63k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
17, SCAFELL CV21 1QB | Detached | £215,000 | 23 Jan 2026 |
40, WORCESTER STREET CV21 2NF | Terraced | £172,500 | 22 Jan 2026 |
108, CRAVEN ROAD CV21 3JY | Terraced | £195,000 | 16 Jan 2026 |
235, CLIFTON ROAD CV21 3QU | Terraced | £300,000 | 14 Jan 2026 |
15, JUBILEE STREET CV21 2JJ | Terraced | £124,500 | 13 Jan 2026 |
40, OXFORD STREET CV21 3NE | Semi-detached | £150,000 | 13 Jan 2026 |
10, WINDMILL CLOSE, HILLMORTON CV21 4EJ | Detached | £457,500 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.