Market outlook for Rugby
Key indicators for buyers
The Rugby market looks favourable for buyers. Affordability has improved from a peak of 8.7x in 2023 to 6.9x today. Rising rents (£1,023/mo, +5.7%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Rugby costs 6.9x the local median salary — moderate, improving from a peak of 8.7x in 2023.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Rugby is £1,023, up 5.7% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Rugby price of £278,735 with a 25% deposit (£70k), a 2-year fixed mortgage at 3.97% costs around £1,100 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,100) are £77 more than renting (£1,023). However, buying requires an upfront deposit of £70k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
113, DUNCHURCH ROAD CV22 6BU | Detached | £350,000 | 29 Jan 2026 |
17, SCAFELL CV21 1QB | Detached | £215,000 | 23 Jan 2026 |
40, WORCESTER STREET CV21 2NF | Terraced | £172,500 | 22 Jan 2026 |
RIVENDELL, HALL LANE, WOLVEY LE10 3LF | Detached | £800,000 | 20 Jan 2026 |
108, CRAVEN ROAD CV21 3JY | Terraced | £195,000 | 16 Jan 2026 |
90, BAWNMORE ROAD CV22 6JP | Detached | £677,000 | 16 Jan 2026 |
30, WHITTLE CLOSE CV22 6JR | Detached | £310,000 |
Explore postcodes in Rugby
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.