Market outlook for N21
Key indicators for buyers
The N21 market presents a mixed picture for buyers. Prices are rising at 22.5%, which may favour acting sooner rather than later. Affordability has improved from a peak of 14.9x in 2021 to 11.9x today. Rising rents (£1,767/mo, +4.8%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Enfield area
A home in Enfield costs 11.9x the local median salary — very stretched, improving from a peak of 14.9x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Enfield area
Average monthly rent in Enfield is £1,767, up 4.8% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Enfield price of £878,750 with a 25% deposit (£220k), a 2-year fixed mortgage at 3.97% costs around £3,468 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses N21 avg. price with Enfield rental data
Monthly mortgage payments (£3,468) are £1,701 more than renting (£1,767). However, buying requires an upfront deposit of £220k — it would take around 48 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
42, HALSTEAD ROAD, WINCHMORE HILL N21 3DS | Terraced | £700,000 | 26 Jan 2026 |
FLAT 7, AUSTEN COURT, 205, WINCHMORE HILL ROAD N21 1QN | Flat/Maisonette | £165,000 | 23 Jan 2026 |
90, BARROWELL GREEN N21 3AY | Semi-detached | £550,000 | 21 Jan 2026 |
20, SEAFORTH GARDENS N21 3BS | Detached | £2,100,000 | 9 Jan 2026 |
70, BROAD WALK N21 3BX | Detached | £2,300,000 | 22 Dec 2025 |
2, WOODCROFT N21 3QP | Semi-detached | £1,750,000 | 22 Dec 2025 |
106A, VICARS MOOR LANE N21 1BN | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.