Market outlook for TN25
Key indicators for buyers
The TN25 market presents a mixed picture for buyers. Prices are rising at 19.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.5x in 2023 to 10.2x today. Rising rents (£1,236/mo, +5.5%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Ashford area
A home in Ashford costs 10.2x the local median salary — very stretched, improving from a peak of 11.5x in 2023.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Ashford area
Average monthly rent in Ashford is £1,236, up 5.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Ashford price of £520,000 with a 25% deposit (£130k), a 2-year fixed mortgage at 3.97% costs around £2,052 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses TN25 avg. price with Ashford rental data
Monthly mortgage payments (£2,052) are £816 more than renting (£1,236). However, buying requires an upfront deposit of £130k — it would take around 26 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
3, PRIORY COTTAGES, PRIORY ROAD, BILSINGTON TN25 7AU | Semi-detached | £395,000 | 28 Jan 2026 |
15, CAROLAND CLOSE, SMEETH TN25 6RY | Terraced | £325,000 | 13 Jan 2026 |
24, KNATCHBULL WAY, BRABOURNE LEES TN25 6PY | Semi-detached | £395,000 | 13 Jan 2026 |
HUMBERLAND, CHEESEMANS GREEN LANE, MERSHAM TN25 7HX | Detached | £520,000 | 12 Jan 2026 |
THE LODGE, BIGGIN FARM, FAVERSHAM ROAD, CHALLOCK TN25 4BG | Detached | £785,000 | 9 Jan 2026 |
HIGHLANDS, SOUTHENAY LANE, SELLINDGE TN25 6AN | Detached | £755,000 | 8 Jan 2026 |
13, FORGE CLOSE, SELLINDGE |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.