Ashford

Data from Land Registry, ONS, Bank of England

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Avg. price

£345,159

↑ +2.9% YoY

Affordability

10.15x

↓ price-to-earnings

Avg. rent

£1236/mo

↑ +5.5% YoY

Market outlook for Ashford

Key indicators for buyers

Prices stable+2.9% YoYRelatively stable market

Very stretched10.2xImproving from 11.5x in 2023

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents rising fast+5.5% YoYWaiting costs more (£1,236/mo)

The Ashford market is moderately favourable for buyers. Affordability has improved from a peak of 11.5x in 2023 to 10.2x today. Rising rents (£1,236/mo, +5.5%) mean the cost of waiting is real.

Price trends

Average sale prices · HM Land Registry / UK HPI

£345,159

↑ +2.9% YoY

Affordability ratio

House price ÷ median earnings · ONS data

10.15x

price-to-earnings

A home in Ashford costs 10.2x the local median salary — very stretched, improving from a peak of 11.5x in 2023.

Rental trends

Average monthly rent · ONS Private Rental Index

£1236/mo

↑ +5.5% YoY

Average monthly rent in Ashford is £1,236, up 5.5% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£1,362

per month at 3.97%

LTV

Term

Deposit (25%)

£86k

Stamp duty

£5k

Based on the average Ashford price of £345,159 with a 25% deposit (£86k), a 2-year fixed mortgage at 3.97% costs around £1,362 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£1,236

per month

0% equity built

Buying (mortgage)

£1,362

per month

£126 more than renting

Breakeven

10yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£1,362) are £126 more than renting (£1,236). However, buying requires an upfront deposit of £86k — it would take around 10 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
3, PRIORY COTTAGES, PRIORY ROAD, BILSINGTON TN25 7AU	Semi-detached	£395,000	28 Jan 2026
5, KINGSMEAD, CEMETERY LANE, KENNINGTON TN24 9EQ	Detached	£575,000	23 Jan 2026
27A, TENNYSON ROAD TN23 6LP	Semi-detached	£340,000	22 Jan 2026
81, ROMNEY ROAD, WILLESBOROUGH TN24 0RR	Terraced	£264,000	22 Jan 2026
SHOTTENDEN OLD MISSION HALL, SHOTTENDEN CT4 8JS	Detached	£640,000	22 Jan 2026
11, CONSTANTINE ROAD TN23 3PN	Detached	£475,000	21 Jan 2026
389 - 391, HYTHE ROAD, WILLESBOROUGH TN24 0QQ

Explore postcodes in Ashford

6postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions