Market outlook for CH62
Key indicators for buyers
The CH62 market is moderately favourable for buyers. Prices have softened (-3.6%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£845/mo, +6.5%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £845, up 6.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £217,729 with a 25% deposit (£54k), a 2-year fixed mortgage at 4.81% costs around £937 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CH62 avg. price with Wirral rental data
Monthly mortgage payments (£937) are £92 more than renting (£845). However, buying requires an upfront deposit of £54k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
3, MARINE DRIVE, BROMBOROUGH POOL CH62 4SX | Detached | £255,000 | 23 Jun 2026 |
151, MILL PARK DRIVE CH62 9AX | Terraced | £160,000 | 18 Jun 2026 |
120, FERRY ROAD CH62 0AR | Semi-detached | £240,000 | 12 Jun 2026 |
103, CLIFTON AVENUE CH62 9EF | Flat/Maisonette | £39,500 | 11 Jun 2026 |
12, WOODHEAD ROAD CH62 4RS | Terraced | £195,000 | 8 Jun 2026 |
33, BATH STREET CH62 4UL | Detached | £360,000 | 5 Jun 2026 |
70, POOL LANE, BROMBOROUGH POOL CH62 4WB | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.