Market outlook for CH62
Key indicators for buyers
The CH62 market is moderately favourable for buyers. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£859/mo, +7.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £859, up 7.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £223,245 with a 25% deposit (£56k), a 2-year fixed mortgage at 4.92% costs around £971 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CH62 avg. price with Wirral rental data
Monthly mortgage payments (£971) are £112 more than renting (£859). However, buying requires an upfront deposit of £56k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
60, DALE AVENUE, BROMBOROUGH CH62 7EB | Semi-detached | £200,000 | 21 Aug 2026 |
1, WINGATE ROAD CH62 8AR | Terraced | £255,000 | 14 Aug 2026 |
28, POOL BANK CH62 5EU | Terraced | £186,500 | 14 Aug 2026 |
15, DARLEYDALE DRIVE CH62 8EX | Terraced | £130,000 | 14 Aug 2026 |
66, EASTON ROAD, NEW FERRY CH62 1DS | Semi-detached | £150,000 | 13 Aug 2026 |
11, MERSEY BANK ROAD, NEW FERRY CH62 1BP | Terraced | £162,000 | 10 Aug 2026 |
21, CROFT LANE CH62 2BX | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.