Market outlook for CH60
Key indicators for buyers
The CH60 market is moderately favourable for buyers. Prices have softened (-8.6%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£859/mo, +7.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £859, up 7.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £447,484 with a 25% deposit (£112k), a 2-year fixed mortgage at 4.92% costs around £1,946 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CH60 avg. price with Wirral rental data
Monthly mortgage payments (£1,946) are £1,087 more than renting (£859). However, buying requires an upfront deposit of £112k — it would take around 116 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
21, DALE COURT, TELEGRAPH ROAD, HESWALL CH60 7SH | Flat/Maisonette | £191,500 | 25 Aug 2026 |
3, CAROL DRIVE CH60 2SX | Semi-detached | £475,000 | 19 Aug 2026 |
15, RIVERBANK ROAD, HESWALL CH60 4SQ | Semi-detached | £490,000 | 19 Aug 2026 |
100, DOWNHAM ROAD SOUTH CH60 5SQ | Terraced | £285,000 | 13 Aug 2026 |
25, PINE ROAD CH60 2SP | Detached | £710,000 | 10 Aug 2026 |
5, GRANGE ROAD, HESWALL CH60 7RY | Semi-detached | £490,000 | 6 Aug 2026 |
FLAT 9, ROSEBRAE COURT, 110, PENSBY ROAD, HESWALL CH60 7RP |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.