Market outlook for CH60
Key indicators for buyers
The CH60 market is moderately favourable for buyers. Prices have softened (-21.2%), which could present a buying opportunity. Affordability has improved from a peak of 7.3x in 2021 to 6.1x today. Rising rents (£845/mo, +6.5%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Wirral area
A home in Wirral costs 6.1x the local median salary — moderate, improving from a peak of 7.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wirral area
Average monthly rent in Wirral is £845, up 6.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wirral price of £387,480 with a 25% deposit (£97k), a 2-year fixed mortgage at 4.81% costs around £1,667 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses CH60 avg. price with Wirral rental data
Monthly mortgage payments (£1,667) are £822 more than renting (£845). However, buying requires an upfront deposit of £97k — it would take around 45 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
18, DALE COURT, TELEGRAPH ROAD, HESWALL CH60 7SH | Flat/Maisonette | £190,500 | 19 Jun 2026 |
25, HILLSIDE ROAD, HESWALL CH60 0BJ | Semi-detached | £262,500 | 12 Jun 2026 |
22, VILLAGE ROAD, HESWALL CH60 0DZ | Other | £30,000 | 10 Jun 2026 |
20, RHODESWAY CH60 2UB | Detached | £499,950 | 5 Jun 2026 |
49, MILNER ROAD CH60 5RU | Semi-detached | £220,000 | 5 Jun 2026 |
29, RHODESWAY CH60 2UA | Detached | £626,000 | 5 Jun 2026 |
87, DOWNHAM ROAD SOUTH CH60 5SF | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.