Market outlook for WN3
Key indicators for buyers
The WN3 market looks favourable for buyers. Prices have softened (-10.9%), which could present a buying opportunity. Rising rents (£727/mo, +7.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Wigan area
A home in Wigan costs 5.9x the local median salary — moderate, improving from a peak of 6.3x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Wigan area
Average monthly rent in Wigan is £727, up 7.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Wigan price of £193,850 with a 25% deposit (£48k), a 2-year fixed mortgage at 3.97% costs around £765 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses WN3 avg. price with Wigan rental data
Monthly mortgage payments (£765) are £38 more than renting (£727). However, buying requires an upfront deposit of £48k — it would take around 10 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
464, WARRINGTON ROAD WN3 6QF | Semi-detached | £94,500 | 21 Jan 2026 |
5, CELANDINE WALK WN3 6AZ | Terraced | £215,000 | 16 Jan 2026 |
ELMSTREE, INCE GREEN LANE, INCE WN3 4RJ | Semi-detached | £189,995 | 9 Jan 2026 |
3, THE OSPREYS WN3 6AP | Semi-detached | £218,000 | 9 Jan 2026 |
19, HOLMES WOOD CLOSE, WINSTANLEY WN3 6NN | Terraced | £257,000 | 9 Jan 2026 |
9, CONCORDE AVENUE WN3 5PD | Semi-detached | £235,000 | 9 Jan 2026 |
25, FIELDERS CLOSE WN3 5AX | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.