Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The Westmorland and Furness market looks favourable for buyers. Affordability has improved from a peak of 7.5x in 2022 to 5.9x today. Rising rents (£792/mo, +7.0%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in Westmorland and Furness costs 5.9x the local median salary — moderate, improving from a peak of 7.5x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in Westmorland and Furness is £792, up 7.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Westmorland and Furness price of £224,942 with a 25% deposit (£56k), a 2-year fixed mortgage at 3.97% costs around £888 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£888) are £96 more than renting (£792). However, buying requires an upfront deposit of £56k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
111, OXFORD STREET LA14 5QH | Terraced | £175,000 | 28 Jan 2026 |
5, KENT COURT LA9 5AN | Flat/Maisonette | £94,000 | 26 Jan 2026 |
19, STAFFORD STREET LA15 8HU | Terraced | £100,000 | 26 Jan 2026 |
ASHLEIGH, BROUGH SOWERBY CA17 4EG | Detached | £450,000 | 26 Jan 2026 |
8, WINFIELD GARDENS, ALLITHWAITE LA11 7DF | Detached | £390,000 | 26 Jan 2026 |
95, WEST SHORE ROAD, WALNEY LA14 3TZ | Semi-detached | £220,000 | 23 Jan 2026 |
48, ELTERWATER CRESCENT LA14 4PH | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in Westmorland and Furness sells for £224,942, down slightly (1.7%) over the past year. Prices have grown from around £45k in the mid-1990s.
| £258,000 |
| 23 Jan 2026 |
36, FOUNTAIN STREET LA12 7EQ | Semi-detached | £400,000 | 23 Jan 2026 |
88, PARK ROAD, SWARTHMOOR LA12 0HJ | Semi-detached | £198,000 | 23 Jan 2026 |
200, MARSH STREET LA14 1BQ | Terraced | £44,000 | 23 Jan 2026 |
8, DENDRON CLOSE LA15 8XF | Terraced | £160,000 | 22 Jan 2026 |
24, COWS TARN LANE, WALNEY LA14 3UG | Terraced | £132,000 | 21 Jan 2026 |
12, STYBARROW TERRACE, GLENRIDDING CA11 0QD | Terraced | £295,000 | 21 Jan 2026 |
3, KIRKHEAD LA7 7PX | Semi-detached | £225,000 | 21 Jan 2026 |
13, STAFFORD STREET LA16 7BZ | Semi-detached | £130,000 | 21 Jan 2026 |
18, LANGDALE CRESCENT LA15 8NN | Semi-detached | £150,000 | 21 Jan 2026 |
62, HEMPLAND AVENUE LA13 9EY | Terraced | £195,000 | 19 Jan 2026 |
122, DEVON STREET LA13 9PY | Terraced | £85,000 | 19 Jan 2026 |
1, MELBOURNE STREET LA14 5TT | Terraced | £85,000 | 19 Jan 2026 |
162, NORTH ROW LA13 0HQ | Semi-detached | £169,000 | 16 Jan 2026 |
The most recent recorded sale in Westmorland and Furness was a terraced property on Oxford Street for £175,000 in January 2026. Across the last 20 sales, the median price was £175,000.