West Oxfordshire

Data from Land Registry, ONS, Bank of England

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Avg. price

£425,533

↑ +2.6% YoY

Affordability

9.88x

↓ price-to-earnings

Avg. rent

£1267/mo

↓ -1.2% YoY

Market outlook for West Oxfordshire

Key indicators for buyers

Prices stable+2.6% YoYRelatively stable market

Stretched9.9xImproving from 11.9x in 2021

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents stable-1.2% YoYCurrently £1,267/mo

The West Oxfordshire market is moderately favourable for buyers. Affordability has improved from a peak of 11.9x in 2021 to 9.9x today.

Price trends

Average sale prices · HM Land Registry / UK HPI

£425,533

↑ +2.6% YoY

Affordability ratio

House price ÷ median earnings · ONS data

9.88x

price-to-earnings

A home in West Oxfordshire costs 9.9x the local median salary — stretched, improving from a peak of 11.9x in 2021.

Rental trends

Average monthly rent · ONS Private Rental Index

£1267/mo

↓ -1.2% YoY

Average monthly rent in West Oxfordshire is £1,267, down 1.2% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£1,679

per month at 3.97%

LTV

Term

Deposit (25%)

£106k

Stamp duty

£9k

Based on the average West Oxfordshire price of £425,533 with a 25% deposit (£106k), a 2-year fixed mortgage at 3.97% costs around £1,679 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£1,267

per month

0% equity built

Buying (mortgage)

£1,679

per month

£412 more than renting

Breakeven

15yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£1,679) are £412 more than renting (£1,267). However, buying requires an upfront deposit of £106k — it would take around 15 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
38, WEST END OX28 1NF	Terraced	£417,000	29 Jan 2026
16, HAZEL CLOSE OX28 1EL	Semi-detached	£380,000	27 Jan 2026
3, FOREST GROVE OX18 4FF	Detached	£685,000	26 Jan 2026
10, SELLWOOD DRIVE OX18 3AZ	Semi-detached	£340,000	23 Jan 2026
1, LANGFORD WAY, LONG HANBOROUGH OX29 8FP	Semi-detached	£440,000	23 Jan 2026
37, OAT COURT, FURROW CRESCENT, CURBRIDGE OX29 0AQ	Flat/Maisonette	£235,000	23 Jan 2026
122, SYCAMORE DRIVE OX18 3AU	Semi-detached

Explore postcodes in West Oxfordshire

6postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions