West Lindsey

Data from Land Registry, ONS, Bank of England

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Avg. price

£209,690

↑ +2.5% YoY

Affordability

6.42x

price-to-earnings

Avg. rent

£708/mo

↑ +7.9% YoY

Market outlook for West Lindsey

Key indicators for buyers

Prices stable+2.5% YoYRelatively stable market

Moderate6.4xImproving from 7.8x in 2007

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents rising fast+7.9% YoYWaiting costs more (£708/mo)

The West Lindsey market looks favourable for buyers. Affordability has improved from a peak of 7.8x in 2007 to 6.4x today. Rising rents (£708/mo, +7.9%) mean the cost of waiting is real.

Price trends

Average sale prices · HM Land Registry / UK HPI

£209,690

↑ +2.5% YoY

Affordability ratio

House price ÷ median earnings · ONS data

6.42x

price-to-earnings

A home in West Lindsey costs 6.4x the local median salary — moderate, improving from a peak of 7.8x in 2007.

Rental trends

Average monthly rent · ONS Private Rental Index

£708/mo

↑ +7.9% YoY

Average monthly rent in West Lindsey is £708, up 7.9% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£828

per month at 3.97%

LTV

Term

Deposit (25%)

£52k

Stamp duty

£0

Based on the average West Lindsey price of £209,690 with a 25% deposit (£52k), a 2-year fixed mortgage at 3.97% costs around £828 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£708

per month

0% equity built

Buying (mortgage)

£828

per month

£120 more than renting

Breakeven

12yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£828) are £120 more than renting (£708). However, buying requires an upfront deposit of £52k — it would take around 12 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
14 - 16, ASHCROFT ROAD DN21 1LD	Terraced	£63,000	23 Jan 2026
17, HEYNINGS CLOSE, KNAITH PARK DN21 5FB	Detached	£355,000	23 Jan 2026
12, SUNNINGDALE WAY DN21 1JE	Semi-detached	£185,000	23 Jan 2026
1, LAPWING CLOSE LN8 3BD	Detached	£285,000	23 Jan 2026
6, EDWARD ROAD DN21 2QR	Semi-detached	£117,000	23 Jan 2026
2, OAK CLOSE, SUDBROOKE LN2 2RG	Detached	£280,000	23 Jan 2026
1, MINDEN PLACE, HEMSWELL CLIFF DN21 5XN	Terraced

Explore postcodes in West Lindsey

4postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions