Property Data OutlookWest Lancashire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for West Lancashire
Key indicators for buyers
The West Lancashire market is moderately favourable for buyers. Prices are rising at 4.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.0x in 2021 to 7.1x today. Rising rents (£789/mo, +9.9%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in West Lancashire costs 7.1x the local median salary — moderate, improving from a peak of 8.0x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in West Lancashire is £789, up 9.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average West Lancashire price of £234,004 with a 25% deposit (£59k), a 2-year fixed mortgage at 3.97% costs around £923 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£923) are £134 more than renting (£789). However, buying requires an upfront deposit of £59k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
65, NIXONS LANE WN8 9BE | Terraced | £130,000 | 30 Jan 2026 |
2, WARPERS MOSS LANE, BURSCOUGH L40 4AG | Terraced | £185,000 | 27 Jan 2026 |
25, WOODVALE COURT, BANKS PR9 8FT | Detached | £182,000 | 26 Jan 2026 |
269, MOSSY LEA ROAD, WRIGHTINGTON WN6 9RN | Semi-detached | £183,000 | 23 Jan 2026 |
178, PRESCOT ROAD, AUGHTON L39 5AG | Detached | £1,200,000 | 21 Jan 2026 |
25, VICARAGE GARDENS, BURSCOUGH L40 7UU | Detached | £275,000 | 21 Jan 2026 |
62, LORDSGATE LANE, BURSCOUGH L40 7ST | Semi-detached |
Explore postcodes in West Lancashire
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.