West Berkshire

Data from Land Registry, ONS, Bank of England

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Avg. price

£404,198

↑ +2.8% YoY

Affordability

9.61x

↓ price-to-earnings

Avg. rent

£1269/mo

↑ +2.3% YoY

Market outlook for West Berkshire

Key indicators for buyers

Prices stable+2.8% YoYRelatively stable market

Stretched9.6xImproving from 10.5x in 2017

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents rising+2.3% YoYWaiting costs more (£1,269/mo)

The West Berkshire market is moderately favourable for buyers. Affordability has improved from a peak of 10.5x in 2017 to 9.6x today. Rising rents (£1,269/mo, +2.3%) mean the cost of waiting is real.

Price trends

Average sale prices · HM Land Registry / UK HPI

£404,198

↑ +2.8% YoY

Affordability ratio

House price ÷ median earnings · ONS data

9.61x

price-to-earnings

A home in West Berkshire costs 9.6x the local median salary — stretched, improving from a peak of 10.5x in 2017.

Rental trends

Average monthly rent · ONS Private Rental Index

£1269/mo

↑ +2.3% YoY

Average monthly rent in West Berkshire is £1,269, up 2.3% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£1,595

per month at 3.97%

LTV

Term

Deposit (25%)

£101k

Stamp duty

£8k

Based on the average West Berkshire price of £404,198 with a 25% deposit (£101k), a 2-year fixed mortgage at 3.97% costs around £1,595 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£1,269

per month

0% equity built

Buying (mortgage)

£1,595

per month

£326 more than renting

Breakeven

13yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£1,595) are £326 more than renting (£1,269). However, buying requires an upfront deposit of £101k — it would take around 13 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
25, CAPE CROSS HOUSE, KINGMAN WAY RG14 7GU	Flat/Maisonette	£340,000	28 Jan 2026
TARA, READING ROAD, BURGHFIELD COMMON RG7 3BG	Semi-detached	£545,000	23 Jan 2026
25, BARN CRESCENT RG14 6HD	Semi-detached	£400,000	22 Jan 2026
12, STEPHENSON COURT RG14 1TH	Flat/Maisonette	£260,000	21 Jan 2026
17, OXFORD ROAD RG14 1PH	Semi-detached	£235,000	20 Jan 2026
6, SWALLOWFIELD GARDENS, THEALE RG7 5AD	Semi-detached	£388,000	19 Jan 2026
9, ARKLE AVENUE RG19 3UA

Explore postcodes in West Berkshire

9postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions