Property Data OutlookVale of White Horse
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Vale of White Horse
Key indicators for buyers
The Vale of White Horse market is moderately favourable for buyers. Prices are rising at 4.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 10.3x in 2021 to 8.9x today. Rising rents (£1,327/mo, +2.1%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Vale of White Horse costs 8.9x the local median salary — stretched, improving from a peak of 10.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Vale of White Horse is £1,327, up 2.1% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Vale of White Horse price of £415,486 with a 25% deposit (£104k), a 2-year fixed mortgage at 3.97% costs around £1,640 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,640) are £313 more than renting (£1,327). However, buying requires an upfront deposit of £104k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, CULLERNE CLOSE OX14 1XH | Terraced | £212,500 | 30 Jan 2026 |
8, BARRINGTON ROAD, WATCHFIELD SN6 8SU | Terraced | £255,000 | 28 Jan 2026 |
6, DAMSON TREES, SHRIVENHAM SN6 8BB | Semi-detached | £375,000 | 28 Jan 2026 |
2, LADMAN VILLAS, LITTLEWORTH SN7 8EQ | Semi-detached | £545,000 | 26 Jan 2026 |
58, COROMANDEL OX14 5QB | Detached | £380,000 | 26 Jan 2026 |
16, TOWER CLOSE, MARCHAM OX13 6PZ | Semi-detached | £345,000 | 23 Jan 2026 |
13, SQUIRES HOUSE, SMITHS WHARF OX12 9GX | Flat/Maisonette |
Explore postcodes in Vale of White Horse
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Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.