Market outlook for EX22
Key indicators for buyers
The EX22 market presents a mixed picture for buyers. Prices are rising at 49.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.7x in 2006 to 8.2x today. Rising rents (£788/mo, +4.4%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Torridge area
A home in Torridge costs 8.2x the local median salary — stretched, improving from a peak of 11.7x in 2006.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Torridge area
Average monthly rent in Torridge is £788, up 4.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Torridge price of £541,667 with a 25% deposit (£135k), a 2-year fixed mortgage at 3.97% costs around £2,138 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses EX22 avg. price with Torridge rental data
Monthly mortgage payments (£2,138) are £1,350 more than renting (£788). However, buying requires an upfront deposit of £135k — it would take around 11285 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
8, TUCKERS PARK, BRADWORTHY EX22 7TL | Terraced | £280,000 | 21 Jan 2026 |
10, CANAL RISE, BRIDGERULE EX22 7FF | Detached | £420,000 | 9 Jan 2026 |
BEER MILL FARM, CLAWTON EX22 6PF | Other | £925,000 | 7 Jan 2026 |
KESTOR, PYWORTHY EX22 6UQ | Detached | £300,000 | 19 Dec 2025 |
32, SOUTHFIELDS, BRIDGERULE EX22 7DX | Detached | £360,000 | 19 Dec 2025 |
LITTLEFORD COTTAGE, BRADWORTHY EX22 7RH | Detached | £465,000 | 19 Dec 2025 |
22, ST ANNES CLOSE, WHITSTONE EX22 6TG | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.