Torfaen

Data from Land Registry, ONS, Bank of England

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Avg. price

£190,111

↓ -2.4% YoY

Affordability

5.55x

↑ price-to-earnings

Avg. rent

£851/mo

↑ +3.6% YoY

Market outlook for Torfaen

Key indicators for buyers

Prices easing-2.4% YoYPotential buying opportunity

Affordable5.5x5.5x median earnings

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents rising fast+3.6% YoYWaiting costs more (£851/mo)

The Torfaen market looks favourable for buyers. Prices have softened (-2.4%), which could present a buying opportunity. Rising rents (£851/mo, +3.6%) mean the cost of waiting is real.

Price trends

Average sale prices · HM Land Registry / UK HPI

£190,111

↓ -2.4% YoY

Affordability ratio

House price ÷ median earnings · ONS data

5.55x

price-to-earnings

A home in Torfaen costs 5.5x the local median salary — moderate, improving from a peak of 5.8x in 2007.

Rental trends

Average monthly rent · ONS Private Rental Index

£851/mo

↑ +3.6% YoY

Average monthly rent in Torfaen is £851, up 3.6% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£750

per month at 3.97%

LTV

Term

Deposit (25%)

£48k

Stamp duty

£0

Based on the average Torfaen price of £190,111 with a 25% deposit (£48k), a 2-year fixed mortgage at 3.97% costs around £750 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£851

per month

0% equity built

Buying (mortgage)

£750

per month

£101 less than renting

Breakeven

7yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£750) are £101 less than renting (£851). However, buying requires an upfront deposit of £48k — it would take around 7 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
16, GARTH CLOSE, TREVETHIN NP4 8EH	Semi-detached	£152,500	27 Jan 2026
NEW HOUSE, ALBERT ROAD, TALYWAIN NP4 7RL	Detached	£370,000	16 Jan 2026
82, CHURCHWOOD, GRIFFITHSTOWN NP4 5SX	Detached	£362,500	15 Jan 2026
37, ST AUGUSTINE ROAD, GRIFFITHSTOWN NP4 5EZ	Detached	£310,000	14 Jan 2026
164, PARC PANTEG, GRIFFITHSTOWN NP4 5YN	Detached	£350,000	9 Jan 2026
18, JERUSALEM LANE, NEW INN NP4 0NR	Semi-detached	£120,000	22 Dec 2025
1, RAILWAY TERRACE, SEBASTOPOL NP4 5EJ

Explore postcodes in Torfaen

2postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions