Market outlook for SN26
Key indicators for buyers
The SN26 market is moderately favourable for buyers. Prices have softened (-7.2%), which could present a buying opportunity. Affordability has improved from a peak of 7.9x in 2021 to 7.0x today. Rising rents (£1,080/mo, +3.6%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Swindon area
A home in Swindon costs 7.0x the local median salary — moderate, improving from a peak of 7.9x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swindon area
Average monthly rent in Swindon is £1,080, up 3.6% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swindon price of £380,000 with a 25% deposit (£95k), a 2-year fixed mortgage at 3.97% costs around £1,500 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SN26 avg. price with Swindon rental data
Monthly mortgage payments (£1,500) are £420 more than renting (£1,080). However, buying requires an upfront deposit of £95k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
VALVIN, BROAD BUSH, BLUNSDON SN26 7DH | Semi-detached | £380,000 | 9 Jan 2026 |
6, VESTA CLOSE, BLUNSDON SN26 8AJ | Detached | £505,000 | 17 Dec 2025 |
38, THAMES VIEW, BLUNSDON SN26 8AQ | Detached | £505,000 | 16 Dec 2025 |
61, FORTUNA ROAD, BLUNSDON SN26 7AT | Detached | £446,000 | 5 Dec 2025 |
102, HIGH STREET, BLUNSDON SN26 7AB | Detached | £430,000 | 1 Dec 2025 |
26, MINERVA HEIGHTS, BLUNSDON SN26 8AB | Detached | £550,000 | 28 Nov 2025 |
5, BERTON CLOSE, BLUNSDON SN26 7BE | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.