Market outlook for SN25
Key indicators for buyers
The SN25 market is moderately favourable for buyers. Affordability has improved from a peak of 7.9x in 2021 to 7.0x today. Rising rents (£1,080/mo, +3.6%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Swindon area
A home in Swindon costs 7.0x the local median salary — moderate, improving from a peak of 7.9x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Swindon area
Average monthly rent in Swindon is £1,080, up 3.6% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Swindon price of £303,462 with a 25% deposit (£76k), a 2-year fixed mortgage at 3.97% costs around £1,198 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SN25 avg. price with Swindon rental data
Monthly mortgage payments (£1,198) are £118 more than renting (£1,080). However, buying requires an upfront deposit of £76k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
49, TWINEHAM ROAD SN25 2AG | Semi-detached | £380,000 | 29 Jan 2026 |
43, MARBECK CLOSE SN25 2LT | Flat/Maisonette | £117,000 | 23 Jan 2026 |
49, WINDFLOWER ROAD SN25 1QS | Flat/Maisonette | £78,500 | 23 Jan 2026 |
83, THAMES AVENUE SN25 3NS | Semi-detached | £325,000 | 23 Jan 2026 |
34, KILBY CRESCENT SN25 4DW | Detached | £395,000 | 22 Jan 2026 |
2, JAGODA COURT SN25 1TJ | Flat/Maisonette | £111,000 | 16 Jan 2026 |
94, WILLIAM MORRIS WAY, TADPOLE GARDEN VILLAGE SN25 2PT | Semi-detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.