Market outlook for Stroud
Key indicators for buyers
The Stroud market is moderately favourable for buyers. Prices have softened (-3.4%), which could present a buying opportunity. Affordability has improved from a peak of 10.3x in 2021 to 9.1x today. Rising rents (£1,031/mo, +7.4%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Stroud costs 9.1x the local median salary — stretched, improving from a peak of 10.3x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Stroud is £1,031, up 7.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stroud price of £330,191 with a 25% deposit (£83k), a 2-year fixed mortgage at 3.97% costs around £1,303 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,303) are £272 more than renting (£1,031). However, buying requires an upfront deposit of £83k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
THE COURT, ST CHLOE, AMBERLEY GL5 5AS | Detached | £835,000 | 27 Jan 2026 |
36, MEADOWVALE GL11 6HJ | Semi-detached | £295,000 | 26 Jan 2026 |
1 ROYSTON COTTAGES, CHURCH STREET, KINGS STANLEY GL10 3HU | Terraced | £305,000 | 26 Jan 2026 |
COPPER BEECHES, KNAPP LANE, PAINSWICK GL6 6YE | Detached | £785,000 | 23 Jan 2026 |
2, NUBBIS ASH, BERKELEY ROAD GL13 9HB | Semi-detached | £399,950 | 23 Jan 2026 |
30, BEATRICE WEBB LANE, STANDISH GL10 3WE | Semi-detached | £435,000 | 21 Jan 2026 |
50, BISLEY OLD ROAD GL5 1LX |
Explore postcodes in Stroud
6postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.