Market outlook for SK4
Key indicators for buyers
The SK4 market presents a mixed picture for buyers. Prices are rising at 8.9%, which may favour acting sooner rather than later. Affordability has improved from a peak of 10.1x in 2021 to 8.6x today. Rising rents (£1,088/mo, +5.0%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Stockport area
A home in Stockport costs 8.6x the local median salary — stretched, improving from a peak of 10.1x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Stockport area
Average monthly rent in Stockport is £1,088, up 5.0% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Stockport price of £384,956 with a 25% deposit (£96k), a 2-year fixed mortgage at 3.97% costs around £1,519 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses SK4 avg. price with Stockport rental data
Monthly mortgage payments (£1,519) are £431 more than renting (£1,088). However, buying requires an upfront deposit of £96k — it would take around 17 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, LAUREL COURT, LAUREL ROAD SK4 4PP | Flat/Maisonette | £210,000 | 20 Jan 2026 |
9, MOOR LODGE, HEATON MOOR ROAD SK4 4PD | Flat/Maisonette | £189,000 | 15 Jan 2026 |
68, SEVENOAKS AVENUE SK4 4AU | Detached | £663,500 | 9 Jan 2026 |
139, BLACKBROOK ROAD SK4 5PB | Terraced | £165,000 | 9 Jan 2026 |
31, BANKHALL ROAD SK4 3JR | Semi-detached | £400,000 | 9 Jan 2026 |
7, DARDEN CLOSE SK4 3QQ | Semi-detached | £395,000 | 8 Jan 2026 |
9, GRUNDY STREET SK4 3AX | Terraced |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.