Property Data OutlookSt Helens
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for St Helens
Key indicators for buyers
The St Helens market looks favourable for buyers. Prices are rising at 7.8%, which may favour acting sooner rather than later. Rising rents (£770/mo, +4.6%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in St Helens costs 5.7x the local median salary — moderate, improving from a peak of 5.9x in 2007.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in St Helens is £770, up 4.6% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average St Helens price of £183,271 with a 25% deposit (£46k), a 2-year fixed mortgage at 3.97% costs around £723 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£723) are £47 less than renting (£770). However, buying requires an upfront deposit of £46k — it would take around 8 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
183, NEW STREET, SUTTON WA9 3UT | Terraced | £120,000 | 29 Jan 2026 |
27, CHARNWOOD STREET WA9 2DJ | Terraced | £95,000 | 26 Jan 2026 |
80, HERBERT STREET WA9 3LF | Terraced | £126,100 | 23 Jan 2026 |
7, MORGAN STREET WA9 1PE | Terraced | £80,000 | 23 Jan 2026 |
15, LOUGHRIGG AVENUE WA11 7AP | Semi-detached | £101,000 | 23 Jan 2026 |
4, PEACH GROVE, HAYDOCK WA11 0GB | Semi-detached | £190,000 | 22 Jan 2026 |
106, MARKET STREET WA12 9BU | Terraced |
Explore postcodes in St Helens
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Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.