Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The St Albans market is moderately favourable for buyers. Affordability has improved from a peak of 18.3x in 2022 to 15.0x today. Rising rents (£1,910/mo, +3.0%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in St Albans costs 15.0x the local median salary — very stretched, improving from a peak of 18.3x in 2022.
Average monthly rent · ONS Private Rental Index
Average monthly rent in St Albans is £1,910, up 3.0% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average St Albans price of £626,629 with a 25% deposit (£157k), a 2-year fixed mortgage at 3.97% costs around £2,473 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£2,473) are £563 more than renting (£1,910). However, buying requires an upfront deposit of £157k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
5, ABBEY COURT, HOLYWELL HILL AL1 1HA | Flat/Maisonette | £392,000 | 27 Jan 2026 |
34, BUTT FIELD VIEW AL1 2QL | Detached | £700,000 | 23 Jan 2026 |
9, LINDEN ROAD, REDBOURN AL3 7PL | Detached | £930,000 | 23 Jan 2026 |
40, CANNON STREET AL3 5JS | Terraced | £530,000 | 23 Jan 2026 |
48, DOWN EDGE, REDBOURN AL3 7JP | Terraced | £420,000 | 23 Jan 2026 |
32, PAXTON ROAD AL1 1PF | Terraced | £922,000 | 23 Jan 2026 |
3, ASH COPSE, BRICKET WOOD AL2 3YA | Detached |
5postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in St Albans sells for £626,629, down slightly (1.8%) over the past year. Prices have grown from around £97k in the mid-1990s.
| £730,000 |
| 22 Jan 2026 |
76, CAMPFIELD ROAD AL1 5HZ | Semi-detached | £650,000 | 22 Jan 2026 |
217, SANDPIT LANE AL4 0BT | Semi-detached | £900,000 | 21 Jan 2026 |
32, PEGASUS PLACE AL3 5QT | Terraced | £830,000 | 21 Jan 2026 |
40, ELIZABETH COURT AL4 9JD | Flat/Maisonette | £550,000 | 21 Jan 2026 |
24, SANDRIDGE ROAD AL1 4AS | Semi-detached | £765,000 | 20 Jan 2026 |
15, FOVANT CLOSE AL5 1RN | Detached | £580,000 | 20 Jan 2026 |
77, CHALKDELL FIELDS AL4 9LU | Semi-detached | £879,550 | 20 Jan 2026 |
5, TAVISTOCK CLOSE AL1 2NS | Terraced | £492,500 | 20 Jan 2026 |
15, CULVER ROAD AL1 4EB | Terraced | £550,000 | 16 Jan 2026 |
1A, JUBILEE AVENUE, LONDON COLNEY AL2 1QG | Detached | £500,000 | 16 Jan 2026 |
180, ST ALBANS ROAD, SANDRIDGE AL4 9LP | Detached | £640,000 | 16 Jan 2026 |
6, FISHPOOL STREET AL3 4RT | Terraced | £2,510,000 | 16 Jan 2026 |
15, ALBION ROAD AL1 5EB | Terraced | £490,000 | 15 Jan 2026 |
The most recent recorded sale in St Albans was a flat/maisonette property on Holywell Hill for £392,000 in January 2026. Across the last 20 sales, the median price was £650,000.