Property Data OutlookSouthend-on-Sea
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Southend-on-Sea
Key indicators for buyers
The Southend-on-Sea market is moderately favourable for buyers. Prices are rising at 3.7%, which may favour acting sooner rather than later. Affordability has improved from a peak of 11.4x in 2022 to 10.7x today. Rising rents (£1,275/mo, +6.1%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Southend-on-Sea costs 10.7x the local median salary — very stretched, improving from a peak of 11.4x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Southend-on-Sea is £1,275, up 6.1% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Southend-on-Sea price of £333,708 with a 25% deposit (£83k), a 2-year fixed mortgage at 3.97% costs around £1,317 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,317) are £42 more than renting (£1,275). However, buying requires an upfront deposit of £83k — it would take around 9 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
3, FREMANTLE, SHOEBURYNESS SS3 9HU | Semi-detached | £465,000 | 27 Jan 2026 |
FLAT 17, ELMSLEIGH LOFTS, 12, ELMSLEIGH DRIVE SS9 3DN | Flat/Maisonette | £355,000 | 26 Jan 2026 |
FLAT 13, ELMSLEIGH LOFTS, 12, ELMSLEIGH DRIVE SS9 3DN | Flat/Maisonette | £360,000 | 26 Jan 2026 |
84, PINEWOOD AVENUE SS9 5PB | Detached | £380,000 | 23 Jan 2026 |
81, ST AUGUSTINES AVENUE SS1 3JG | Detached | £687,500 | 22 Jan 2026 |
32, PEMBURY ROAD SS0 8DS | Semi-detached | £605,000 | 22 Jan 2026 |
1, HUDSON CRESCENT SS9 5XT |
Explore postcodes in Southend-on-Sea
6postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.