Property Data OutlookSouth Oxfordshire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for South Oxfordshire
Key indicators for buyers
The South Oxfordshire market is moderately favourable for buyers. Affordability has improved from a peak of 13.2x in 2021 to 10.0x today.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in South Oxfordshire costs 10.0x the local median salary — very stretched, improving from a peak of 13.2x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in South Oxfordshire is £1,372, up 0.2% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average South Oxfordshire price of £468,856 with a 25% deposit (£117k), a 2-year fixed mortgage at 3.97% costs around £1,850 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,850) are £478 more than renting (£1,372). However, buying requires an upfront deposit of £117k — it would take around 15 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
13, STONOR CLOSE OX11 7LF | Terraced | £335,000 | 27 Jan 2026 |
25, PRESTWICK BURN OX11 7UZ | Detached | £525,000 | 26 Jan 2026 |
25, CLOVER FIELDS OX11 6GS | Detached | £387,000 | 23 Jan 2026 |
19, OLD MOOR CLOSE OX10 9BY | Semi-detached | £375,000 | 23 Jan 2026 |
59, PARK ROAD RG9 1DB | Terraced | £535,000 | 23 Jan 2026 |
5, CHURCH ROAD, HORSPATH OX33 1RU | Terraced | £615,000 | 23 Jan 2026 |
3, OLD LONDON ROAD, MILTON COMMON OX9 2JR | Detached |
Explore postcodes in South Oxfordshire
8postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.