Data from Land Registry, ONS, Bank of England
Compare with another area →Key indicators for buyers
The South Derbyshire market looks favourable for buyers. Affordability has improved from a peak of 7.8x in 2021 to 6.5x today. Rising rents (£869/mo, +4.8%) mean the cost of waiting is real.
Average sale prices · HM Land Registry / UK HPI
House price ÷ median earnings · ONS data
A home in South Derbyshire costs 6.5x the local median salary — moderate, improving from a peak of 7.8x in 2021.
Average monthly rent · ONS Private Rental Index
Average monthly rent in South Derbyshire is £869, up 4.8% year-on-year. Rents have risen consistently over the past five years.
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average South Derbyshire price of £252,116 with a 25% deposit (£63k), a 2-year fixed mortgage at 3.97% costs around £995 per month.
Monthly cost comparison based on current data
Monthly mortgage payments (£995) are £126 more than renting (£869). However, buying requires an upfront deposit of £63k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
20, WOODS MEADOW, ELVASTON DE72 3UX | Detached | £330,000 | 23 Jan 2026 |
44, LULWORTH ROAD, BOULTON MOOR DE24 5BJ | Detached | £260,000 | 23 Jan 2026 |
35, PARK CLOSE, LINTON DE12 6QB | Semi-detached | £270,000 | 23 Jan 2026 |
99, SPRINGFIELD ROAD DE11 0BX | Semi-detached | £248,000 | 22 Jan 2026 |
42, HOLDERNESS CLOSE, STENSON FIELDS DE24 3BL | Terraced | £160,000 | 22 Jan 2026 |
38, HEARTHCOTE ROAD DE11 9DU | Detached | £349,950 | 21 Jan 2026 |
60, CASTLE ROAD, CASTLE GRESLEY DE11 9LH |
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The average property in South Derbyshire sells for £252,116, down slightly (0.3%) over the past year. Prices have grown from around £47k in the mid-1990s.
| Semi-detached |
| £230,000 |
| 16 Jan 2026 |
2, KENSINGTON DRIVE, HATTON DE65 5RU | Detached | £454,000 | 16 Jan 2026 |
12, MILL GREEN, SHARDLOW DE72 2WE | Semi-detached | £300,000 | 16 Jan 2026 |
221, BURTON ROAD, OVERSEAL DE12 6JN | Detached | £340,000 | 16 Jan 2026 |
5, MEON CLOSE, MICKLEOVER DE3 0AR | Semi-detached | £300,000 | 16 Jan 2026 |
3, MILLFIELD CROFT, MIDWAY DE11 0XP | Semi-detached | £190,000 | 16 Jan 2026 |
12, MILLFIELD, SHARDLOW DE72 2HD | Detached | £440,000 | 15 Jan 2026 |
1, FIELD WAY, NEWHALL DE11 0RR | Terraced | £155,000 | 14 Jan 2026 |
1, MERCIA COURT, REPTON DE65 6FF | Flat/Maisonette | £80,000 | 13 Jan 2026 |
92, WELLAND ROAD, HILTON DE65 5NE | Semi-detached | £209,500 | 12 Jan 2026 |
82, ELMSLEIGH DRIVE, MIDWAY DE11 0ER | Semi-detached | £165,000 | 12 Jan 2026 |
72, HASTINGS ROAD DE11 9AJ | Terraced | £150,000 | 9 Jan 2026 |
23A, MERCIA DRIVE, WILLINGTON DE65 6DA | Detached | £305,000 | 9 Jan 2026 |
11, PEAR TREE DRIVE, LINTON DE12 6PY | Semi-detached | £225,000 | 9 Jan 2026 |
The most recent recorded sale in South Derbyshire was a detached property on Woods Meadow for £330,000 in January 2026. Across the last 20 sales, the median price was £260,000.