Property Data OutlookSouth Derbyshire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for South Derbyshire
Key indicators for buyers
The South Derbyshire market looks favourable for buyers. Affordability has improved from a peak of 7.8x in 2021 to 6.5x today. Rising rents (£869/mo, +4.8%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in South Derbyshire costs 6.5x the local median salary — moderate, improving from a peak of 7.8x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in South Derbyshire is £869, up 4.8% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average South Derbyshire price of £252,116 with a 25% deposit (£63k), a 2-year fixed mortgage at 3.97% costs around £995 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£995) are £126 more than renting (£869). However, buying requires an upfront deposit of £63k — it would take around 11 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
20, WOODS MEADOW, ELVASTON DE72 3UX | Detached | £330,000 | 23 Jan 2026 |
44, LULWORTH ROAD, BOULTON MOOR DE24 5BJ | Detached | £260,000 | 23 Jan 2026 |
35, PARK CLOSE, LINTON DE12 6QB | Semi-detached | £270,000 | 23 Jan 2026 |
99, SPRINGFIELD ROAD DE11 0BX | Semi-detached | £248,000 | 22 Jan 2026 |
42, HOLDERNESS CLOSE, STENSON FIELDS DE24 3BL | Terraced | £160,000 | 22 Jan 2026 |
38, HEARTHCOTE ROAD DE11 9DU | Detached | £349,950 | 21 Jan 2026 |
60, CASTLE ROAD, CASTLE GRESLEY DE11 9LH |
Explore postcodes in South Derbyshire
3postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.