Property Data OutlookSouth Cambridgeshire
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for South Cambridgeshire
Key indicators for buyers
The South Cambridgeshire market is moderately favourable for buyers. Affordability has improved from a peak of 11.0x in 2017 to 9.3x today. Rising rents (£1,397/mo, +4.6%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in South Cambridgeshire costs 9.3x the local median salary — stretched, improving from a peak of 11.0x in 2017.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in South Cambridgeshire is £1,397, up 4.6% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average South Cambridgeshire price of £430,371 with a 25% deposit (£108k), a 2-year fixed mortgage at 3.97% costs around £1,698 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,698) are £301 more than renting (£1,397). However, buying requires an upfront deposit of £108k — it would take around 12 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
34, WHITEHALL GARDENS, DUXFORD CB22 4QL | Terraced | £277,500 | 23 Jan 2026 |
THE OLD STABLE, SHUDY CAMPS PARK, SHUDY CAMPS CB21 4RD | Detached | £495,000 | 23 Jan 2026 |
27, KIRBY ROAD, WATERBEACH CB25 9LX | Terraced | £355,250 | 23 Jan 2026 |
104, JEAVONS LANE, GREAT CAMBOURNE CB23 5FN | Detached | £430,000 | 23 Jan 2026 |
49, FAIRFIELD, GAMLINGAY SG19 3LG | Detached | £535,000 | 23 Jan 2026 |
4A, PAGES CLOSE, HISTON CB24 9HF | Detached | £390,000 | 23 Jan 2026 |
5, SHEARLING DRIVE, LOWER CAMBOURNE CB23 6BZ |
Explore postcodes in South Cambridgeshire
4postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.