Market outlook for L23
Key indicators for buyers
The L23 market is moderately favourable for buyers. Prices have softened (-35.8%), which could present a buying opportunity. Rising rents (£914/mo, +5.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Sefton area
A home in Sefton costs 7.0x the local median salary — moderate, improving from a peak of 7.1x in 2006.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sefton area
Average monthly rent in Sefton is £914, up 5.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sefton price of £201,182 with a 25% deposit (£50k), a 2-year fixed mortgage at 3.97% costs around £794 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses L23 avg. price with Sefton rental data
Monthly mortgage payments (£794) are £120 less than renting (£914). However, buying requires an upfront deposit of £50k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
FLAT 55, SANDALWOOD, 83, CORONATION ROAD, CROSBY L23 5UJ | Flat/Maisonette | £160,000 | 28 Jan 2026 |
16, PRESTON WAY L23 9SU | Terraced | £180,000 | 20 Jan 2026 |
FLAT 22, RUTLAND HOUSE, NICHOLAS ROAD L23 6TT | Flat/Maisonette | £195,000 | 20 Jan 2026 |
21, DERWENT ROAD, CROSBY L23 0SX | Semi-detached | £295,000 | 16 Jan 2026 |
83, YORK ROAD, CROSBY L23 5TT | Terraced | £268,000 | 16 Jan 2026 |
91, EDGEMOOR DRIVE, CROSBY L23 9UF | Terraced | £191,000 | 16 Jan 2026 |
8, LISMORE COURT, BLUNDELLSANDS ROAD EAST L23 8SF |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.