Market outlook for L21
Key indicators for buyers
The L21 market is moderately favourable for buyers. Prices have softened (-30.9%), which could present a buying opportunity. Rising rents (£914/mo, +5.9%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Sefton area
A home in Sefton costs 7.0x the local median salary — moderate, improving from a peak of 7.1x in 2006.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Sefton area
Average monthly rent in Sefton is £914, up 5.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Sefton price of £109,167 with a 25% deposit (£27k), a 2-year fixed mortgage at 3.97% costs around £431 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses L21 avg. price with Sefton rental data
Monthly mortgage payments (£431) are £483 less than renting (£914). However, buying requires an upfront deposit of £27k — it would take around 3 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
52, CHELSEA ROAD, LITHERLAND L21 8HJ | Terraced | £107,000 | 14 Jan 2026 |
2, OCEAN ROAD L21 8NH | Terraced | £123,000 | 14 Jan 2026 |
121, SEAFORTH ROAD L21 4LB | Terraced | £97,500 | 5 Jan 2026 |
86A, MOSS LANE, LITHERLAND L21 7RF | Semi-detached | £190,000 | 22 Dec 2025 |
24, THORNBRIDGE AVENUE L21 5JX | Semi-detached | £280,000 | 22 Dec 2025 |
40, DURHAM ROAD L21 1EF | Terraced | £130,000 | 19 Dec 2025 |
8, VIOLET ROAD L21 6NZ | Terraced | £78,000 |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.