Market outlook for M44
Key indicators for buyers
The M44 market looks favourable for buyers. Prices have softened (-7.2%), which could present a buying opportunity. Affordability has improved from a peak of 7.1x in 2021 to 6.0x today. Rising rents (£1,162/mo, +5.3%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Salford area
A home in Salford costs 6.0x the local median salary — moderate, improving from a peak of 7.1x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Salford area
Average monthly rent in Salford is £1,162, up 5.3% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Salford price of £241,667 with a 25% deposit (£60k), a 2-year fixed mortgage at 3.97% costs around £954 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses M44 avg. price with Salford rental data
Monthly mortgage payments (£954) are £208 less than renting (£1,162). However, buying requires an upfront deposit of £60k — it would take around 6 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
64, DEAN ROAD, CADISHEAD M44 5AJ | Detached | £325,000 | 16 Jan 2026 |
7, BANKFIELD AVENUE, CADISHEAD M44 5UD | Detached | £260,000 | 13 Jan 2026 |
33, HIGHBURY AVENUE, IRLAM M44 6BU | Semi-detached | £140,000 | 9 Jan 2026 |
135, ELDON ROAD, IRLAM M44 6DF | Terraced | £170,000 | 22 Dec 2025 |
277, ROSEWAY AVENUE, CADISHEAD M44 5GH | Detached | £375,000 | 19 Dec 2025 |
21, GLENMUIR CLOSE, IRLAM M44 6HE | Flat/Maisonette | £127,500 | 19 Dec 2025 |
APARTMENT 7, THE LOCKS, FOREBAY DRIVE, IRLAM M44 6RT |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.