Property Data OutlookRutland
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Rutland
Key indicators for buyers
The Rutland market is moderately favourable for buyers. Prices have softened (-9.2%), which could present a buying opportunity. Affordability has improved from a peak of 10.3x in 2015 to 8.8x today. Rising rents (£969/mo, +7.4%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Rutland costs 8.8x the local median salary — stretched, improving from a peak of 10.3x in 2015.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Rutland is £969, up 7.4% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Rutland price of £311,246 with a 25% deposit (£78k), a 2-year fixed mortgage at 3.97% costs around £1,228 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,228) are £259 more than renting (£969). However, buying requires an upfront deposit of £78k — it would take around 14 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
6, NENE CRESCENT LE15 6SG | Detached | £345,000 | 20 Jan 2026 |
1, CHESTNUT CLOSE, UPPINGHAM LE15 9TQ | Detached | £468,000 | 16 Jan 2026 |
11, THE LODGE STABLES, BURLEY ROAD LE15 6DH | Flat/Maisonette | £159,000 | 14 Jan 2026 |
26, STUD ROAD, BARLEYTHORPE LE15 7GD | Detached | £485,000 | 9 Jan 2026 |
4, LADYWELL LE15 6DD | Semi-detached | £158,000 | 9 Jan 2026 |
6, WHEATLEY AVENUE, UPPINGHAM LE15 9SN | Terraced | £245,000 | 8 Jan 2026 |
2, SCHOOL LANE, EMPINGHAM LE15 8PQ | Detached |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.