Property Data OutlookPortsmouth
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Portsmouth
Key indicators for buyers
The Portsmouth market looks favourable for buyers. Prices have softened (-4.1%), which could present a buying opportunity. Affordability has improved from a peak of 7.4x in 2021 to 6.7x today. Rising rents (£1,349/mo, +2.5%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Portsmouth costs 6.7x the local median salary — moderate, improving from a peak of 7.4x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Portsmouth is £1,349, up 2.5% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Portsmouth price of £245,571 with a 25% deposit (£61k), a 2-year fixed mortgage at 3.97% costs around £969 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£969) are £380 less than renting (£1,349). However, buying requires an upfront deposit of £61k — it would take around 5 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
64, GREEN LANE PO3 5EZ | Terraced | £373,000 | 26 Jan 2026 |
44, SHELLEY AVENUE, PAULSGROVE PO6 4PN | Terraced | £253,000 | 26 Jan 2026 |
63, LIVERPOOL ROAD, FRATTON PO1 5DY | Terraced | £217,500 | 26 Jan 2026 |
FLAT 32, HAMILTON COURT, ASHBY PLACE PO5 3NP | Flat/Maisonette | £120,000 | 23 Jan 2026 |
14, SEATON AVENUE, COPNOR PO3 6LG | Semi-detached | £355,000 | 23 Jan 2026 |
FLAT 3, DOVER HOUSE, 38, LENNOX ROAD NORTH PO5 2LR | Flat/Maisonette | £405,000 | 23 Jan 2026 |
68, MIDDLESEX ROAD PO4 8EG |
Explore postcodes in Portsmouth
6postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.