Nottinghamshire

Data from Land Registry, ONS, Bank of England

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Avg. price

£233,889

↑ +3.8% YoY

Affordability

7.11x

price-to-earnings

Avg. rent

N/A

Market outlook for Nottinghamshire

Key indicators for buyers

Prices rising+3.8% YoYMay be harder to negotiate

Moderate7.1xImproving from 8.0x in 2021

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

The Nottinghamshire market is moderately favourable for buyers. Prices are rising at 3.8%, which may favour acting sooner rather than later. Affordability has improved from a peak of 8.0x in 2021 to 7.1x today.

Price trends

Average sale prices · HM Land Registry / UK HPI

£233,889

↑ +3.8% YoY

Affordability ratio

House price ÷ median earnings · ONS data

7.11x

price-to-earnings

A home in Nottinghamshire costs 7.1x the local median salary — moderate, improving from a peak of 8.0x in 2021.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£923

per month at 3.97%

LTV

Term

Deposit (25%)

£58k

Stamp duty

£0

Based on the average Nottinghamshire price of £233,889 with a 25% deposit (£58k), a 2-year fixed mortgage at 3.97% costs around £923 per month.

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions