Property Data OutlookNorthumberland
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Northumberland
Key indicators for buyers
The Northumberland market looks favourable for buyers. Prices are rising at 8.2%, which may favour acting sooner rather than later. Affordability has improved from a peak of 7.0x in 2021 to 5.7x today. Rising rents (£662/mo, +4.9%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Northumberland costs 5.7x the local median salary — moderate, improving from a peak of 7.0x in 2021.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Northumberland is £662, up 4.9% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Northumberland price of £210,293 with a 25% deposit (£53k), a 2-year fixed mortgage at 3.97% costs around £830 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£830) are £168 more than renting (£662). However, buying requires an upfront deposit of £53k — it would take around 13 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
10, TURNBERRY WAY NE23 2DD | Terraced | £145,000 | 30 Jan 2026 |
50, WHITTON VIEW, ROTHBURY NE65 7QN | Semi-detached | £235,000 | 27 Jan 2026 |
17, EIDER CLOSE NE24 3QD | Semi-detached | £180,000 | 27 Jan 2026 |
50, MANNERS GARDENS, SEATON DELAVAL NE25 0DR | Terraced | £157,000 | 27 Jan 2026 |
5, WHEATRIGGS AVENUE, MILFIELD NE71 6HU | Terraced | £111,000 | 26 Jan 2026 |
31, RIVERDENE, TWEEDMOUTH TD15 2JD | Detached | £170,000 | 26 Jan 2026 |
4, FLOYD WAY, ESSENDENE RISE NE63 0FE | Semi-detached |
Explore postcodes in Northumberland
23postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.